For firefighters and police
Coverage planning from someone who works the same shifts you do.
Questions worth asking
- How much life insurance do you have through your department, and what happens to it if you leave or retire?
- Would your spouse be covered if something happened to them?
- Would your family keep the house if your income stopped?
- Who would pay for care if you needed help later in life?
What I help with
- Personal term life to fill gaps beyond department coverage
- Whole life for permanent needs and final expenses
- Long-term care and hybrid life/LTC options
- Coverage for spouses and partners
Working around your schedule
I know what 48s, overtime, and holdovers do to a calendar. We can talk by phone, video, text, or email, whenever works for you.